Why Now Is the Perfect Time to Buy a New Home: Rates Are Coming Down

After a long stretch of rising interest rates, homebuyers finally have good news — rates are starting to come down.

If you’ve been waiting for the right moment to build or buy your new Florida home, this could be it. The combination of easing rates, new construction incentives, and more inventory is creating an ideal window of opportunity for buyers.

💰 What Lower Rates Mean for You

Even a small rate drop can make a big difference. For example, lowering your interest rate by just one percentage point can save hundreds of dollars per month on your mortgage — or increase your buying power to afford the home and features you really want.

In other words, your dream home might now fit comfortably within your budget.

🧱 Why New Construction Makes Sense Right Now

Building new means you’re locking in long-term value and energy-efficient design — with no surprise repair costs or outdated systems. At Coaston Homes, every property is crafted for lasting comfort, Florida-friendly design, and low maintenance so you can focus on living, not fixing.

Plus, with rates trending down, many lenders are offering rate lock programs and buyer incentives that make new construction even more affordable.

🌴 Florida Market Outlook

Across Southwest Florida — from Lehigh Acres to Cape Coral — demand for quality new homes remains strong, but price growth is stabilizing. That means it’s a great time to get in before rates dip even further and competition heats up again.

The buyers who act early often secure the best pricing, locations, and finishes before the next surge in demand.

✨ Build Your Future with Coaston Homes

If you’ve been watching and waiting, this could be your moment. With lower rates and more flexibility, there’s never been a better time to tour one of our available homes.